Meet your plannerMeet David Spellman
Spellman Capital Strategies started in 2017 because our founder, David Spellman, wanted to help people find the financial clarity and confidence his own family didn't always have growing up in rural Minnesota during the farm crisis of the 1980s. He made a complete career change at 40, not to sell products or chase numbers, but to solve real problems for business owners and professionals who needed better tax strategies and straight answers.
The name reflects both sides of that purpose. Spellman represents the values David was raised with: faith, hard work, integrity, and doing right by people. Strategies reflect what gets built here: thoughtful, tax-efficient plans designed around specific situations, not generic advice pulled from a template.
The Questions That Guide Everything
Every morning starts with three questions: What can I do for you today? What can I do to add value to the world today? How can I honor God today?
Those questions shape how we approach every client conversation, every recommendation, and every strategy we build. They keep us focused on serving people instead of selling products, on creating real value instead of just completing transactions, and on doing work that matters beyond the bottom line. If a strategy doesn't pass through that filter, we don't recommend it.
If a conversation isn't adding clarity or helping you move forward, we change the approach. This isn't motivational language. It's the standard we measure ourselves against when we show up to work.
What Actually Happens Here
When someone contacts us, it's usually because they're facing a decision with significant tax implications. Business owners in growth mode are looking for ways to keep more of what they earn through sophisticated retirement structures like cash balance plans and profit-sharing arrangements. Others are selling a business or property, approaching retirement, or dealing with a tax bill that's grown faster than their income. We coordinate with your CPA and attorney to identify what strategies exist, explain how each one works in practical terms, and help you decide what makes sense.
Some Tax professionals choose to not focus on this type of planning because it's complicated. We specialize in it. The work itself is about finding options and applying them at the right time, whether that's during your building years or before a transaction closes. That's where the real value gets created.
What's Changed, What Hasn't
We recently transitioned to LPL Financial, which strengthened our resources, technology, and client experience. The tools improved. The team didn't change. We're still independent, still relationship-driven, and still focused on reducing taxes and protecting assets for the people we work with.
We're based in San Antonio, Texas, and we work with clients throughout the state and across the country. Geography matters less than whether someone values strategy, clear communication, and an advisor who explains what's possible instead of assuming they already know.
The Standard We Hold Ourselves To
We aim to deliver a level of coordination and planning depth that many people don’t encounter until late in the process.
Our specialty is coordinating with your team, explaining complex tax strategies in clear language, and seeking to help you. That's often how relationships begin. Once you see how we approach the complicated parts of your financial life, the natural next step is a comprehensive look at your investments, retirement planning, and overall wealth strategy. We're built to handle both: the advanced planning that solves immediate problems and the ongoing wealth management that seek to protect. Let's talk.