Broker Check

PRESERVE 
WHAT YOU'VE WORKED SO HARD TO BUILD

If you're selling a business, holding appreciated stock, facing a big tax year, or approaching retirement, the strategies you implement now can meaningfully influence the tax impact of the transaction. We explain complex tax STRATEGIES in plain language and build plans around what matters most to you.

Schedule a Meeting

Planning Strategies in Practice

Explore practical approaches business owners and professionals may consider to help improve tax efficiency, strengthen asset preservation, and support long-term wealth goals.

What We DoCoordinated Strategy.
Not Disconnected Products.

Many business owners and professionals work with multiple advisors who never talk to each other. Your CPA handles taxes, your attorney handles estate planning, your investment advisor handles portfolios, and nobody is coordinating the full picture. The result is missed opportunities, higher taxes than necessary, and strategies that don't work together. We seek to solve that problem by integrating tax planning, estate design, and wealth management into one coordinated approach to help you pursue greater tax efficiency, stronger planning around asset protection, and long-term financial confidence.

Who We HelpBuilt for Clients
Facing High-Stakes Decisions.

Most of our clients come to us during a transition when taxes, timing, and strategy matter most.

learn more

Business Owners Selling or Transitioning

Growing your business and leveraging complex retirement strategies like cash balance plans to keep more of what you earn, or preparing to sell and need coordinated tax planning before the transaction closes.

Real Estate and Property Investors

Selling rental properties or land and looking to defer capital gains while generating passive income.

High-Income Professionals and Executives

Earning substantial W-2 or 1099 income, dealing with a sudden income spike or windfall, and wanting to reduce taxes through strategic retirement planning and tax-efficient structures.

Land and Ranch Owners

Selling agricultural or recreational property and need to manage large capital gains tax exposure strategically.

Families Building Multi-Generational Wealth

Balancing growth, tax efficiency, and legacy planning to protect assets across generations without unnecessary loss.

Executives with Concentrated Stock Positions

Holding significant company stock, RSUs, stock options, or equity compensation, and need to diversify without triggering massive tax bills or losing long-term growth potential.

How We HelpStrategies That Work Together,
Not in Isolation.

We coordinate with your CPA and attorney to design tax-efficient plans before major decisions are made. The strategies below address the most common challenges business owners and investors face.

Capital Gain Tax Strategies

Capital Gain Tax Strategies

Selling a business or property creates substantial tax liability. We use trusts, exchanges, and opportunity zones to defer or reduce that burden.

Advanced Tax Strategy & Planning

Advanced Tax Strategy & Planning

Proactive coordination with your tax team to reduce what you owe annually through retirement structures, entity design, and strategic timing decisions.

Wealth & Retirement Planning

Wealth & Retirement Planning

Building portfolios and income strategies that balance growth, tax efficiency, and reliable cash flow based on your specific timeline and priorities.

Estate & Legacy Planning

Estate & Legacy Planning

Transferring wealth across generations without unnecessary tax erosion through thoughtful design, trusts, and coordination with your legal team for comprehensive protection.

Learn more

Who We AreA Firm Built on Experience,
Not Just Expertise.

Spellman Capital Strategies was founded in 2017 by David Spellman, who made a complete career change at 40 after years as a high-end carpenter building custom furniture. He started this firm to help business owners and professionals access the same tax strategies and financial clarity his own family didn't have growing up during the farm crisis in rural Minnesota.

Our ProcessClarity Before Action. 
Strategy Before Products.


I-Discovery

We listen first, asking detailed questions to understand your goals, concerns, timeline, and what matters most before recommending any strategies or strategies.


II-Verification & Alignment

Before moving forward, we reflect back what we've heard: "This is what I heard you say." This confirmation step creates clarity about your priorities and concerns before we begin analysis.


III - Analysis

Evaluating your current tax exposure, risk factors, financial opportunities, and potential gaps to identify specific efficiencies and strategies worth addressing for your situation.


IV - Strategy Design

Creating a personalized, tax-efficient roadmap that coordinates your investments, income planning, estate strategy, and legacy goals into one cohesive, actionable plan.


V - Implementation

Coordinating with your CPA, attorney, and other professionals to execute all moving parts seamlessly, with no important detail overlooked throughout the process.

Contact Us

Ready to Lower Your Tax Burden?
If you're facing a business sale, property sale, or retirement transition, the strategies you implement before closing can save you hundreds of thousands in taxes. Let's talk about what's possible for your specific situation and whether we're the right fit to help you move forward.