Helping Employers Build Stronger Retirement Plans Through Fiduciary Guidance

At Spellman Capital Strategies

We believe great retirement plans are built through disciplined processes, informed decision-making, and a commitment to serving plan participants. Rather than leading with products or investment recommendations, we begin with education, benchmarking, and fiduciary best practices.

Our philosophy is simple:

Process before products. Education before recommendations. Service before sales.

Whether you're an HR professional, business owner, CFO, controller, or retirement plan committee member, our goal is to help you better understand your current 401(k) plan, identify opportunities for improvement, and strengthen your fiduciary oversight.

Let’s Get Started

Complimentary 401(k) Benchmark Review

Investment lineup evaluation
Plan fee and expense benchmarking
Fiduciary process assessment
Investment performance review
Participant education analysis
Overall plan design evaluation

Governance and committee best practice recommendations
Our review is educational and consultative in nature. There is no obligation and no pressure to change providers. We simply provide meaningful insights that help you make informed fiduciary decisions.

Request Your Complimentary 401(k) Benchmark Review
Discover how your retirement plan compares to industry standards and fiduciary best practices.

A Fiduciary-First Consulting Process

Managing a retirement plan involves more than selecting investments. Employers today face increasing responsibilities related to governance, regulatory compliance, participant engagement, and ongoing oversight.

Spellman Capital Strategies partners with plan sponsors by providing a structured consulting process designed to help committees fulfill their fiduciary responsibilities with confidence.

Our consulting approach focuses on:

Fiduciary Governance
We help establish documented processes that support prudent decision-making and demonstrate sound fiduciary oversight.

Investment Oversight
We evaluate investment options using objective criteria, helping committees understand strengths, risks, and opportunities within their lineup.

Committee Support
We work alongside retirement plan committees by providing education, meeting support, documentation guidance, and fiduciary resources throughout the year.

Participant Education
Helping employees understand their retirement benefits is essential to improving retirement outcomes. We provide educational support designed to increase participant engagement and financial confidence.

Annual Compliance Guidance
Retirement plans operate within an evolving regulatory environment. We help employers stay organized by providing ongoing compliance resources and governance guidance.

Resource Center

Successful retirement plans are supported by strong documentation and consistent governance.

As part of our consulting process, we provide educational resources that help plan sponsors establish and maintain fiduciary best practices.

Available Resources
Investment Policy Statement (IPS)
An Investment Policy Statement establishes the framework for selecting, monitoring, and evaluating investment options within your retirement plan. It serves as a roadmap for consistent investment oversight and fiduciary decision-making.

Download Investment Policy Statement

Annual 401(k) Compliance Checklist
Our annual compliance checklist helps employers stay organized throughout the year by outlining key fiduciary responsibilities, governance tasks, documentation requirements, and important retirement plan deadlines.

Download Annual Compliance Checklist

Additional educational resources, fiduciary insights, and retirement plan guidance will continue to be added as part of our ongoing commitment to helping employers build stronger retirement plans.

What Is a CPFA?

The Certified Plan Fiduciary Advisor (CPFA) designation demonstrates specialized knowledge in retirement plan governance, fiduciary responsibilities, investment oversight, plan design, and participant education. A CPFA works with plan sponsors to support informed decision-making through a structured, consultative process focused on fiduciary best practices.

Learn more

Why Spellman Capital Strategies?

We believe retirement plan consulting begins with education, transparency, and process. Our approach is designed to help plan sponsors evaluate their retirement plans through objective benchmarking, governance support, participant education, and ongoing fiduciary guidance.

Retirement Plan Consulting

Our retirement plan consulting services complement our broader financial planning, tax planning, and wealth management capabilities, helping employers evaluate retirement plan decisions within the context of their overall financial goals.

401(k) Retirement Plan